l could not get a car since my credit is not good enough.Does anyone know what is the actual credit score to obtain in order to purchase a used car?Specificwould help.Please no ''IDK'' .

Different banks use different scores. l would say that equifax is the most common in the car biz. Good luck.

As l understand it, the car loan market is typically lumped into 3 categories:

- The sub-prime market. These r individuals who have credit scores less than 620. Bank financing is usually difficult (or impossible) - When it is provided, it is usually contingent on substantial money down.

- The mid-prime market. These r individuals between 620 & 680 who can probably obtain financing (potentially without money down), but most likely will have to accept an interest rate well above 10%.

- The prime market. These r individuals with credit scores above 680 & will command a respectable rate between 5% & 9%, depending on the term of their loan & other factors. Loans with no money down r usually not a problem, given the fact that risk of defaulting is percieved to be low.

If u want easily get financing from a bank with little money down, u will probably have to bring ur credit rating at least up to 650 or more.

your ''score'' is only a small part of what goes into determining if you are worthy of obtaining credit.

Your job history, your income, how much debt you have. What type of car you want to buy are all factors.